The objective of cash & treasury management is to use all resources available to improve the control of cash, to optimize cash flows and to increase productivity while keeping fees paid to banks and other service providers to a minimum. This is attained by analyzing the many interwoven parts of the cash cycle and putting together the right combination of products and services that will create the best system suited to your needs. The major components include:

• Collections
• Disbursements
• Cash concentration
• Cash forecasting
• Information management systems
• Investing/borrowing strategies
• Interest rate and foreign exchange risk management
• E-commerce or electronic commerce